Federal Direct loan consolidation is a practical repayment tool that enables you to combine all of your federal Direct student loans into a single loan. In addition to reducing your monthly payment up to 53%, federal Direct consolidation provides flexible repayment plans, interest rate reductions, and deferment and forbearance options.
How do you know if you have federal Direct student loans? Below is a detailed list of the different types of federal Direct student loans.
- William D. Ford Stafford and PLUS Loans
- Direct Stafford Loans and PLUS Loans
- Direct Consolidation Loans
- Your loan bills come from the Direct Loan Servicing Center
- Your loan bills bear the name William D. Ford Federal Direct Loan Program
- Your school is a Direct Lending School
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